I’ve just received an email like this:

Mr. Shane Santi
Commonwealth Bank of Australia.
99 Queen Street, Melbourne
VIC 3000, Australia.

Our Ref: CBA/001/212/006

This is a proposal in context but actually an appeal soliciting for your unreserved assistance in consummating an urgent transaction requiring maximum confidence. Though this approach appears desperate, I can assure you that whatever questions you would need to ask or any other thing you will need to know regarding this proposal will be adequately answered to give you a clearer understanding of it, so as to arrive at a successful conclusion.

My name is Mr. Shane Santi, Head of Securities, Commonwealth Bank of Australia, Melbourne. On February 17, 2002, a foreign consultant/contractor with the Asea Brown and Boveri Ltd, Mr. Ravi Uppal, made a numbered time (fixed) Deposit for twelve calendar months, valued at US$11,000,000.00, (Eleven Million United States Dollars) in my branch. Upon maturity, I sent a routine notification to his forwarding address but got no reply. After a month, I sent a reminder and finally we
discovered from his contract employers, Asea Brown and Boveri (the energy giant), that Mr. Uppal died from an automobile accident. On further investigation, I found out that he died without making a WILL, and all attempts to trace his next of kin was fruitless. I therefore made further investigation and discovered that Mr. Uppal did not declare any next of kin or relations in all his official documents, including his Bank Deposit paperwork in our Bank.

Due to the funds being temporarily unclaimable, the funds have being moved out of our bank (as sundry funds) to an offshore Deposit Company in the Europe. From past experiences, I know that no one will ever come forward to claim the deceased funds. According to Australian Law, at the expiration of 5 (five) years, the funds will be “unclaimable” and revert to the ownership of the Australian Government if nobody applies to claim the funds.
In order to avert this negative development, I in conjunction with a colleague (the Chief Operating Officer in the bank) now seek your permission to allow my attorney do a CHANGE OF OWNERSHIP/REASSIGNMENT OF CREDIT of stated funds from the “deceased” to your name, so that the funds (US$11million) would be released to you as the new owner (on behalf of me and my colleague).

We are writing you because, as public servants, we cannot operate a foreign account or have an account that is more than AUS$160,000:00. Consequently, you will be presented as the owner of the funds in the Deposit Company so you can be able to claim them, after all necessary paperwork has being effected.

For us to commence, I will like you to provide the following information immediately;
1. Full names
2. City
3. Country

Once I receive these information, I will prepare the necessary documents which will put you in place as the new owner of the funds. The money will then be released to your custody by the Deposit Company, for us to share in the ratio of 70% for us and 30% for you.

There is no risk at all as all the paperwork for this transaction will be done by the solicitor and this will guarantees the successful execution of this transaction.

If you are interested, reply via my email address ssanti@inMail24.com. Upon your response, I shall then provide you with more details, and further explanation that will help you understand the transaction.

No doubt this proposal will make you apprehensive, we imploy you to observe utmost confidentiality and rest assured that this transaction would be most profitable for both of us because we shall require your assistance to invest our share in your country (Real estate and any other ideas you may have), this is why your urgent action and response is of great essence which will enable us conclude this transaction in a timely and professional manner.

I await your swift response hoping you accept my proposal, as time is of equal essence in this project as well as is confidentiality.

Thank you and have a nice day.

Respectfully yours,
Mr. Shane Santi.

Of coz, I can treat it as my early angpao, or money falling off the sky on me, or my lucky day, or money luck finally comes to me…..
Too bad, I’m one kiasi mommy who’s very afraid of scandal.

Useful Links:

Add a little personality to your shirt with a stylish pair of cufflinks. Wear with a well-cut suit and look both trendy and professional.,,