Before I was married, I considered getting myself an insurance premium meant for women, which not only includes all the ovarian-related cancers, but also Prenatal Care, delivery, and post-natal care too. On top of that, the policy bears about 50% of the expenses spent during hospital delivery, and gives $1000 cash to the first 4 babies delivered by the mother.

I was quite tempted, but I didn’t get it as I had only started working, and the premium was too expensive for me. However, I regretted it! I’m well insured but my existing premiun does not include maternity coverage. Since I delivered my babies at a private hospital, and they really cost a lot! Luckily, I didn’t go for Caesarean, as hubby’s friend’s maternity bill went up to RM10000, as his wife when for emergency C-section after being induced.

If I’m pregnant again, I will really consider getting a Maternity Card that offers maternity coverage insurance savings. I just hope that that will reduce what I need to pay for the delivery and save hubby’s money for my shopping spree. LOL!

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