I have 4 credit cards now, is it too much? Actually, I only use 2 most of the time, and the other 2 will only be in the purse or the drawer and hardly been used. We charged all our insurance premium to the credit cards, so it’s quite convenient for us as everything is auto-debited.

But recently, I have been thinking of getting a laptop. I checked from the some sites and seems like with certain0% credit cards, I can go to interest free month installment. I don’t have this feature with my existing credit cards, so I’m thinking of applying for new cards, while cancel off those unused cards of mine. Besides, these interest free credit cards offer free balance transfer as well.

Mmm…I wonder why I didn’t compare credit cards last time when I applied for them years ago? I’m losing out lots of cool features.

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