I’m still using my credit cards issued in Malaysia, but I think I might cancel at least one Credit Card this week. Firstly, I don’t need a lot of credit cards except one for our insurance premiums, and another one for shopping. I prefer to use cash, if any! LOL! Besides that, paying for the credit cards via internet transfer comes with some charges, so I try my best not to use them now.

However, hubby might apply a Business Credit Card here, so if possible, I will just ask him to get me a supplementary card. Some times, you can get a better discount if you shop with certain credit cards here. I found that some of them offer discount up to 30% on new arrivals, so being a “wise” shopaholic, how can I not getting those credit cards? LOL!

Don’t worry ya? I will try my best not to blow my shopping budget. I don’t want to risk myself into having a bad credit, even if I’m aware that I can just apply for Bad Credit Credit Cards. If you are interested to get one, check out more details about it from Extra Credit Cards.com, ok?

Anyway, if you can afford it, pay with cash or use a debit card.

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