Insurance Coverage

 I like Bangkok, and we have been here about 10 months now. My kids like their school and they can certainly adapt themselves pretty well in this foreign land which is our home now. Everything seems fine, except our business is still progressing slowly due to the global economy meltdown, which we can’t do much about it. Nonetheless, being an expat is not easy sometimes, especially when it comes to paying more for education or can’t use our insurance policies which we bought back home.

I will be going for an incision, but it’s not too costly since it’s just a simple procedure. Nonetheless, we will have to bear the cost because my insurance won’t cover any medical expenses abroad. I really feel like canceling off our policies and get new ones here, but my insurance agent didn’t let me. Maybe she still wants to earn some bucks from me?

Personally, I feel that we need to get another coverage here, but I will let hubby work this out because he’s the one who pays the bills. In my opinion, I think we need to be well insured as a parent because our kids are totally depending on us. I won’t go for a lot of policies, but only those basic ones with sufficient coverage. If you search around, you might find more specific insurance coverage like a Diabetic Life Insurance, which is a life insurance coverage available after you have been diagnosed with diabetes. Some companies won’t provide special insurance once you are diagnosed with any of those 36 critical illnesses. Correct me if I’m wrong, as that’s what I’ve been told. But then, maybe diabetes is not one of those 36 illnesses, so those diabetic patients can still get life insurance coverage? If you are interested to know more this, check out the link.

Anyway, hubby is waiting for the quotes by SIL’s insurance agent. Let’s see how much will the insurance cost!