September 8th, 2008 by shoppingmum
I’m still using my credit cards issued in Malaysia, but I think I might cancel at least one Credit Card this week. Firstly, I don’t need a lot of credit cards except one for our insurance premiums, and another one for shopping. I prefer to use cash, if any! LOL! Besides that, paying for the credit cards via internet transfer comes with some charges, so I try my best not to use them now.
However, hubby might apply a Business Credit Card here, so if possible, I will just ask him to get me a supplementary card. Some times, you can get a better discount if you shop with certain credit cards here. I found that some of them offer discount up to 30% on new arrivals, so being a “wise” shopaholic, how can I not getting those credit cards? LOL!
Don’t worry ya? I will try my best not to blow my shopping budget. I don’t want to risk myself into having a bad credit, even if I’m aware that I can just apply for Bad Credit Credit Cards. If you are interested to get one, check out more details about it from Extra Credit Cards.com, ok?
Anyway, if you can afford it, pay with cash or use a debit card.
September 3rd, 2008 by shoppingmum
My kids have started collecting coins when they were younger. We still have their piggy banks back home in Ipoh, but haven’t bank in the money for them for ages! They have started collecting coins here in Bangkok too, but Justin broke the ceramic piggy bank last week, and I’m yet to get him a replacement.
They may not have any gold coins now, but those coins collected will surely be a good use in the future. The children like to buy the birds and release them at the temple. So, I told them that as long as the money collected is enough for that purpose, they can do so at the temples. Let’s see how long will they take to reach that amount.
July 23rd, 2008 by shoppingmum
My SIL likes to buy gold. She keeps gold as investment as well as wearing the gold jewelry. Her little baby wears gold too, even if she’s still very young.
I don’t let my kids wear gold jewelry because it was not safe for them back home. I’ve heard about friends being snatched or robbed off their gold necklace, so I’m quite paranoid. Thus, I don’t wear gold jewelry too, even on special occasions!
But nonetheless, I keep some gold jewelry for them in the safe deposit box. I will give them the jewelry when they are old enough to keep for themselves.
July 23rd, 2008 by shoppingmum
I still have my checking account back home in Ipoh, but I hardly use the checks. Maybe I haven’t done any major purchases such as paying for the down payment of a car or a house, so my check book is hardly being used. However, I would still prefer to have a checking account just in case I need to use the money in bigger amount.
If you are thinking about getting a checking account, check out the benefits of having checking accounts with WaMu. Most of the banks charge for their check books, but WaMu offers free checks with their personal checking accounts. Besides that, you will get free check safekeeping, and free wire transfers too to give you a peace of mind with your money. You can also easily access to your money with the Debit MasterCard at the ATM, so it should be quite convenient. On top of that, WaMu has a lot of branches in US, so if you are staying there, you might want to find out more about their services.
Some time later, I might want to open a new account here in Bangkok. It will be more convenient instead of transferring the money from Malaysia all the time.
June 19th, 2008 by shoppingmum
I asked Justin to donate the coins in his piggy bank but he refused to do so. I was too lazy to bank in the money, so in the end, we left his piggy bank back home as it is too heavy. Too bad we don’t have any rare coin in it, if not we might be rich! LOL!
If you are interested to invest in rare coins, check out what Monaco Rare Coin can do for you. Their staffs might be able to locate the best rare coins at best prices, so check out the link if possible.
I don’t have any money to invest right now, all our money is basically needed for relocating to Bangkok. Wait la, maybe I will invest when I’m richer in the future.
April 18th, 2008 by shoppingmum
We are not buying a house in Bangkok but only renting one for the time being. It’s not easy to get a house anywhere in Bangkok, especially for a foreigner. Anyway, I don’t mind staying in a rented house first, but if we really like it, we will see what we can do to buy that unit. It is a bit too small though, and it has only 3 rooms. I prefer something with 5 rooms because my kids are going to have their own bedrooms when they are older, it’s impossible for them to keep on sleeping in with us.
A bigger house will also mean a bigger amount of mortgage loan. I’m not so sure about the interest rates of property there, but I can just estimate the cost with some mortgage calculator if we are buying one. If you are getting a house soon, just hop over to the mortgage calculator at mlcalc.com. You can also put the widget on your site if you blog is related to loan and mortgage. I think most people will like to use it if they are interested to know more about their mortgage loans.
Anyway, I will be staying in the new house once we have cleaned it up and fixed the phone line. I will give myself some time to make it a home.
March 15th, 2008 by shoppingmum
Justin asked me to buy something new again today and I told him that I don’t have money because I am not working. He said that he would give me the money when he started working next time and I wondered if he will keep his words? LOL!
On the other hand, blogging for money is getting harder and maybe I should have ventured into option trading earlier? We can’t get involved with investment anymore because lots of money is needed for the relocation. But if hubby is making money later, I know that he will try his luck on shares. But he better knows what he’s doing then because we need lots of money for the kids’ school fees. 
February 25th, 2008 by shoppingmum
I like to park at private car park when I go knitting at the shop. It’s more convenient than looking up and round for a parking space and furthermore, I don’t have to walk a far distance to the building. It’s quite costly comparing to what I will be paying if I park at those public parking space, but I don’t mind paying for it.
Besides that, it’s so much convenient by just paying to the person in charged and I don’t have to worry about having the parking ticket if it’s overdue. But we are so lucky that we can just use the parking coupons or slot machines here to pay for the parking fee. Unlike other countries, we can’t use the credit card to pay for parking fee, but it doesn’t sound like anything bad to me. At least we don’t have to worry about exposing our money or credit card information being exposed.
Of course, you can use the Europark parking cards if you are staying in Canada. This card allows you to test the automated parking machines to make sure that they are working well and test if they are able to print out the receipts. Thus, criminals cannot access your personal and financial information. You can take a look at this clip about Europark ‘Full Of Shit’ Challenge to understand more about it.
But seriously, why should we use the credit card for parking fee? It’s not that expensive!
February 20th, 2008 by shoppingmum
Do you like shopping? I don’t think I can live without shopping. I will be very moody if I can see but cannot buy. That’s why I sneak out some time to get myself something new and I feel so happy about the purchase. If possible, I will just use the cash but it’s not so safe to leave the house with your wallet loaded with cash. That’s why credit cards are pretty handy for shopaholic.
I don’t have any Best Cash Back Credit Cards unless I redeem my points for cash rebates. But I wonder if there is a card that gives more cash rebates based on the same redemption points? I have’t applied for any credit cards for many years as I only stick to my old cards. Frankly, I’m so lost about credit cards now.
Maybe it’s my fault too because I don’t like to listen to all those telemarketers trying to coax me into getting another card. I hate to answer their calls!
February 6th, 2008 by shoppingmum
My kids have some gold necklaces but I won’t let them wear any now. Some of my friends will let their children put on gold jewelry during Chinese New Year, but I’m worried about their safety since the world is definitely not a safer place now.
I would rather keep the gold for them or buy some as investment under their names. It’s like a long term investment and if they want to sell it off when they are old enough, the money will be theirs. SIL’s mother gave her gal a gold bullion as birthday present, so maybe it’s a good idea to do the same for my kids too. I will just buy and keep for them, and hopefully the price will keep on growing and increasing!
But before that, let’s hope that hubby can make more money for buying gold!
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