I saw a few houses that I like in Ipoh, but they don’t have big gardens. I’m very particular about the size of the garden than anything else. The house can be in reasonable sizes, but if the garden is small, I don’t fancy them at all. I got used to staying in a house with a big garden, so please bear with my preference. LOL! That’s why I have no intention of getting an apartment, I don’t like the one we have in KL, but luckily, we only stay there once in a blue moon.
But getting a big house means getting a bigger mortgage. If you are from Oregon, you can easily get an Oregon home mortgage. Oregon Best Mortgage can help you to get the best mortgage by giving you the quote based on the amount you would like to borrow. On top of that, if you already have a house, and you would like to consolidate your debt, you can also try Oregon mortgage refinance. By refinancing you house, you may get the extra cash that you need when it is urgent.
As for me, I would rather wait. If we don’t get to pay out a huge amount of down payment, the debt will be too much to bear. So, I would rather wait until we are really ready for a house.
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