A friend of mine likes to shop for designer brands. Since we started working together, she had been indulging in lots of branded stuffs because she worked in KL, and most of her friends there only shopped for the designer stuffs. Maybe it’s the peer pressure or she was trying hard to fit in, that’s why she got hooked with all those expensive stuffs. If you think I shop a lot, you haven’t seen her yet!
But the truth is, her salary is hard to maintain her lifestyle. If she has a “good” boyfriend, then she doesn’t have to worry much about money. However, her credit card debts are scary and she had to resolved to personal loans to cope with some part of it. If it’s not because of the loans, she can’t even come out with the minimum monthly payment sometimes. Don’t you forget the standard of living is higher in KL, and she is living by herself.
Sometimes, I think only by consulting debt consolidation that her debt problem can be solved. But most importantly, she has to control her spending habits. I managed to get over it, so I think she will be able to.